I am FTB and I am considering buying a house in a nice estate. There are two options but am I am unsure which would be better financially. There are new 4 bed houses with a garage (not converted) being released in the next week or two for €25,000 less than a three year old house (with garage conversion to an en-suite bedroom) in the same esate. The second-hand house is in good shape and ready to walk into (with wooden floors in the four upstairs bedrooms and fully tiled bathroom and en-suite). Does anybody have a rough time-frame for fitting out a house once the builder hands over the keys? The builder is asking €12k to convert the garage. My friend seems to think this is a lot?