Yeh, good way to test some basic things out without any cost IMO. You can access the same support via the free tier as the paid tier.The savings account though is free, right?
Do BOI/AIB have the options online to set these these days? Also being entitled to and actually getting are very different. I personal had to threaten a bank with a complaint to the regulator before one was refunded in the past. This was via the banks own complaints process, and sort of hilarious looking back, they let the same company re-setup the DD and re-take all the money again after that refund.these kind of features are quite common and most are part of the standard SEPA Direct Debit rules. Both Bank of Ireland and AIB for example allow for the upper limit rule and also allow you to set it up so DD's outside of certain dates to be rejected. No matter who you are a customer of, you are entitled to ask your bank for a refund of a DD for up to 8 weeks after it was taken,
Agree with that, just out of interest, was yours setup in the advertised 5 mins?Yeh, good way to test some basic things out without any cost IMO. You can access the same support via the free tier as the paid tier...
I don't know if it is online, I've a feeling it is via a form. it's certainly not an option on the BoI app. It's a pity UB are pulling out, their app is in a different class to the rest of the traditional banksYeh, good way to test some basic things out without any cost IMO. You can access the same support via the free tier as the paid tier.
Do BOI/AIB have the options online to set these these days? Also being entitled to and actually getting are very different. I personal had to threaten a bank with a complaint to the regulator before one was refunded in the past. This was via the banks own complaints process, and sort of hilarious looking back, they let the same company re-setup the DD and re-take all the money again after that refund.
Both AIB & BOI have online set-upYeh, good way to test some basic things out without any cost IMO. You can access the same support via the free tier as the paid tier.
Do BOI/AIB have the options online to set these these days? Also being entitled to and actually getting are very different. I personal had to threaten a bank with a complaint to the regulator before one was refunded in the past. This was via the banks own complaints process, and sort of hilarious looking back, they let the same company re-setup the DD and re-take all the money again after that refund.
It changed to the within 24 hours message, then about 5 minutes after that it was setup. So all told around 15 minutes from start to sign in.Agree with that, just out of interest, was yours setup in the advertised 5 mins?
bunq said:There are currently 100 people waiting. The current waiting time for a guide is 19 hours.
How interesting, re: SEPA Instant. Is this the first Irish bank (i.e., first bank with an Irish IBAN) to support it, I wonder?I've confirmed the IBAN, even on the savings account, is unique to your account and supports SEPA instant. Transfers from an non-Irish bank arrives in seconds.
As far as I'm aware there are several banks operating in Ireland, with Irish IBANs offering SEPA Instant, just none of them are commercial banks.How interesting, re: SEPA Instant. Is this the first Irish bank (i.e., first bank with an Irish IBAN) to support it, I wonder?
I appreciate you can only make three withdrawals a month, but would be useful to know if a transfer *out* is instant. I would imagine one to say a Revolut Lithuanian one would be, while you'd still be waiting for one to AIB/BOI/PTSB until at least later that day, more likely the next.
How interesting, re: SEPA Instant. Is this the first Irish bank (i.e., first bank with an Irish IBAN) to support it, I wonder?
I appreciate you can only make three withdrawals a month, but would be useful to know if a transfer *out* is instant. I would imagine one to say a Revolut Lithuanian one would be, while you'd still be waiting for one to AIB/BOI/PTSB until at least later that day, more likely the next.
Just tried, Revolut got a transfer back straight away.How interesting, re: SEPA Instant. Is this the first Irish bank (i.e., first bank with an Irish IBAN) to support it, I wonder?
I appreciate you can only make three withdrawals a month, but would be useful to know if a transfer *out* is instant. I would imagine one to say a Revolut Lithuanian one would be, while you'd still be waiting for one to AIB/BOI/PTSB until at least later that day, more likely the next.
The set-up is 5 minutes. But they then seem to check documents.Agree with that, just out of interest, was yours setup in the advertised 5 mins?
Thanks, does the free savings a/c come with a card, or have you signed up for one of the paid-for accounts?The set-up is 5 minutes. But they then seem to check documents.
My set-up was under 5 minutes and had iban and confirmation account was ready a couple of hours later. Debit card is now on the way (you have to request it). Debit card already added to Google Pay. Balance in Revolut sent (revolut a/c now closed) and was in the account immediately (Today, Sunday) GooglePay tested and worked.
All in all a very easy and hassle free process
I signed for the €2.99/month account, but the plans suggest that there's no card with the free savings accountThanks, does the free savings a/c come with a card, or have you signed up for one of the paid-for accounts?
It's a debit card, which is coded within the MasterCard scheme as a credit card. It's purely operational so that the card appears as a credit card, allowing you to use it to rent cars, book hotel rooms, etc, with operators that don't accept debit cards. In reality its a 'prepaid Credit Card', which is an oxymoron.Bunq's app consistently refers to it as a credit card
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