jakearmitage
Registered User
- Messages
- 38
Probably not what you want to hear but in my opinion your first step is to realise that you can't afford a car and a holiday while your finances are in their current state.I what
1. Buy a car
2.do a course starting feb which costs 2000 euro
3.go on a months hols to australia in the summer(I will only need to pay for ticket and spending money as im staying with my brother)
4.eventually buy a house worth 200k
What should my first steps be?
1. Buy a car
2.do a course starting feb which costs 2000 euro
3.go on a months hols to australia in the summer(I will only need to pay for ticket and spending money as im staying with my brother)
4.eventually buy a house worth 200k
I am 29 years old single and earn 30k a year
I owe the bank 13k including interest over 5 years which equates to 315 euro a month I also pay rent plus bills of 300 a month and I pay ntl 26 euro a month of internet services. I also have maxed out on my credit card which had a limit of 2500 euro and I am in a deficet of -1000 euro in my current account as I have an overdraft which is also at its limit
Now there are a couple of things I what
1. Buy a car
2.do a course starting feb which costs 2000 euro
3.go on a months hols to australia in the summer(I will only need to pay for ticket and spending money as im staying with my brother)
4.eventually buy a house worth 200k
What should my first steps be?
I think I can manage to save 400euro a month after my current outgoings I mentioned
I think this sounds like a complete wind up......
I don't think it is - an awful lot of people in the last few years have "failed to cut their coat according to their cloth" - so to speak.
Jakearmitage - you need to concentrate on reducing your debt first and foremost, instead of taking on more debt to fund your lifestyle. If you can't afford it then you simply can't afford it - there is no shame in that!
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