Are you sure? They'd need to remortgage the entire so would lose tracker rate. Might be cheaper to finance the funds needed at unsecured lending rates.You can remortgage the property for home improvements. Approach Pepper about this, it shouldn't be a problem
Are you sure? They'd need to remortgage the entire so would lose tracker rate. Might be cheaper to finance the funds needed at unsecured lending rates.
I don't think Pepper are underwriting any new business?
Might be cheaper to finance the funds needed at unsecured lending rates.
Have approx 200k left on an ex Danske tracker on an ECB+0.5% rate. Yes, i know, we're really lucky! However i now need c. 100k to do some work on the house and extend. We have c. 100k in savings for a total budget c200k.
Have you watched room to improve? Don't think any of the recent episodes have featured jobs for less than hundred thousand. All big renovation jobs now have to comply with energy efficiency standards etcWhat renovations cost 200k. Do you really need an extension.
This i s a good idea...Mind you, you could probably get a CU loan now and switch to the cheapest lender later.
Out of curiosity, what do they charge?Some Credit Unions can do a secured loan as second charge on property, that would be best rate from them if you can get it but term probably limited to 10/15yrs
I don't know at this stage what the secured rates, it differs by credit union anyway so if you have a few in your area shop around!
Aren't you making a big assumption here, with regards to whether or not the individual will be eligible to join a particular credit union?
I don't know at this stage what the secured rates, it differs by credit union anyway so if you have a few in your area shop around!
Around 5.6% is the best I've seen. But there might be better out there.Out of curiosity, what do they charge?
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