A
appleman
Guest
Age:
28
Spouse’s/Partner's age:
28
Annual gross income from employment or profession:
50400
Annual gross income spouse:
0
Type of employment:
Civil service
Rough estimate of value of home
Renting at 750 a month
Other borrowings – car loans/personal loans etc
Car Loan: 8,000 at 210 a month
Credit Union 5,000 at 360 a month
Outstanding arrears on various bills 2,000 paid when i can.
Do you pay off your full credit card balance each month?
No Credit Cards
Savings and investments:
0 Savings
Do you have a pension scheme?
No
Do you own any investment or other property?
No.
Ages of children:
A five year old and another on the way soon
Life insurance:
No
What specific question do you have or what issues are of concern to you?
I am finding it very hard to save money, we are trying to get rid of outstanding debt and finding saving quite difficult.
My goal is to buy a home for my growing family but this seems so distant.
I have a very bad track record when it comes to my finances, just never seem to look after my money well and always have some debt.
I have a budget account, 300 a week from my wages goes in to this to pay rent and Gas/ ESB and Vhi
Any advice is much appreciate.
Thank you
28
Spouse’s/Partner's age:
28
Annual gross income from employment or profession:
50400
Annual gross income spouse:
0
Type of employment:
Civil service
Rough estimate of value of home
Renting at 750 a month
Other borrowings – car loans/personal loans etc
Car Loan: 8,000 at 210 a month
Credit Union 5,000 at 360 a month
Outstanding arrears on various bills 2,000 paid when i can.
Do you pay off your full credit card balance each month?
No Credit Cards
Savings and investments:
0 Savings
Do you have a pension scheme?
No
Do you own any investment or other property?
No.
Ages of children:
A five year old and another on the way soon
Life insurance:
No
What specific question do you have or what issues are of concern to you?
I am finding it very hard to save money, we are trying to get rid of outstanding debt and finding saving quite difficult.
My goal is to buy a home for my growing family but this seems so distant.
I have a very bad track record when it comes to my finances, just never seem to look after my money well and always have some debt.
I have a budget account, 300 a week from my wages goes in to this to pay rent and Gas/ ESB and Vhi
Any advice is much appreciate.
Thank you