Thanks for the reply niceoneted,
I'm not switching cards, this is a promotion that MBNA offer if you want to transfer a sum of money to your current account, the 0% most definately does apply.
In relation to your comment re the interest, is an interest rate not the same weather it's a bank or a credit card company??? Surely I can only be charged interest on an outstanding amount?
Anyone else know how this works?
Anyone able to work out total repayable with the Credit Card, taking the 0% into account compared to a bank loan over 5 years @11.46%???