added by moderator said:National Debt Relief Ireland offer Debt Management Solutions to help you get your life back on track. We will only ever recommend the solution that is right for you. We have years of experience in helping people to deal with debt problems. We have a great reputation in the industry and enjoy a good relationship with the credit houses. We know what they will and wont accept from you. This helps us to put together successful plans for 1000s of our clients. Let us help you.
Urghh, this is painful to read. 300 up front + 50 a month = 900 in one year. You'll only be paying 200 a month off your debts = 2400 a year. If you just paid that 900 towards your debts .... it surely doesn't need explaining.Hi thinkpositiv
Just read your post with interest. I too am considering getting a debt management company involved. I have been talking to a company called Dunne and Maxwell. They are charging €300 up front and say they can get my interest frozen, repayments for 5 debts totalling 24,000 at €200 and their monthly fee will be €50. Its so difficult to know what is best to do. Some people say use them whilst others say don't trust them. Have you heard of this debt m comp??
Urghh, this is painful to read. 300 up front + 50 a month = 900 in one year. You'll only be paying 200 a month off your debts = 2400 a year. If you just paid that 900 towards your debts .... it surely doesn't need explaining.
Has anyone on this thread heard of the term sucker lists? These people know you are bad with money, if you weren't you wouldn't feel you need them.
Just pay off the debt yourself. Deal with your creditors yourself. This is a completely unregulated industry. There is nothing to be gained from using these people.
I'm sorry if it sounds as if I don't believe a word you're saying but I don't believe a word you're saying.National Debt relief did not ask me for any payments upfront or a large fee every month! What they did do for me is took on all my creditors,solicitors after i spent months tryn to negotiate with them myself and they where ignoring me while my debt and interest was increasing.
They took into account all money coming in, they then did an expenditure form with all my household bills and outgoings, they then allocated an affordable amount to each creditor and then they took a small fee of about €20. I am currently on a debt recovery plan and i can see a light at the end of a very lonely and scary tunnel.My financial situation will improve but for now it keeps the creditors off my back and they are happy with a monthly payment.
We follow all debt management guidelines as laid down by the Office of Fair Trading.
Conor Duffy
Whats the Office of Fair Trading ?
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