P
I've had a similar experience where my tree fell into a neighbours garden damaging the party wall and some of their garden furniture and clothes line.
My insurance company will only pay 50% of the restructuring cost of the wall and not cover the cost of replacing the furniture and clothes line.
My neighbour has informed me that they cannot claim off their insurance company. This doesnt sound right and I feel they are pressurising me to pay up and just dont want to claim from their Ins. Co.
Is this the case that their insurance company would not pay up?
Thanks
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