Gold 10 / 12%
Pacific Rim Fund 15%
Green or Alternative energy 20%
Investment Bond 15%
Cash on short term deposit 20%
All and any comments welcomed and more info supplied if necessary to facilitate a response
You have no exposure to euro-denominated equities. As you will presumably be spending the proceeds of your investment in the euro zone, investing in euro-denominated developed market equities should be a core component of your strategy. There is no currency risk with euro-denominated equities.
You have 30% in cash and cash equivalents (i.e. Gold 10 / 12%; Cash on short term deposit 20%). Normally cash is for precautionary savings and not an investment as it is eaten up by inflation. You should consider reducing this amount if inflation returns.
Pacific Rim Fund 15%. Pacific Rim is a geographical area not an asset class. If you invest in this you, in effect, invest in foreign developed market equities (e.g. Japan and Australia) and emerging markets (e.g. Taiwan, HK, etc.) (also foreign currency denominated) with a ‘Pacific’ tilt. Why not just invest directly in foreign developed market equities and emerging markets (unless you think the Pacific ones will outperform over the course of your investment).
Green or Alternative energy 20%. I’m not sold that ‘green energy’ is an asset class. If you invest in this you will probably end up investing in foreign developed market equities (with a ‘green’ or small-cap tilt.)
Investment Bond 15%. It all depends what the bond covers.
So (a) you’ve no exposure to euro-denominated developed market equities; (b) you’ve 35% exposure to foreign developed market and emerging market equities, both with currency risk;(c) your cash is probably too high for the long term.
[Disclaimer: Note that the above is comment / observation and is not a recommendation to follow any particular investment strategy.]