Hi hopefully someone can give me a bit of advice, I got a personal business loan (unsecured) 2 years ago but the business has since gone bust and I’m not able to pay the loan at the moment, it has gone to the bank solicitor which iv provided my income and paperwork which they had asked for and made a proposal to pay it off ( doubling the loan term) I got a letter back today saying there not accepting the proposal and have demanded to see my wife’s income do I have to show them?? As the business loan is in just my name nothing to do with my wife? Also all our accounts are separate what’s hers is hers and mine mine we have no financial ties whatsoever and never did Please advise