Hi
I have Multiple Sclerosis so I know that serious illness cover would be restricted and/or loaded if I apply.
But wondering about life assurance and mortgage protection - is it possible to be refused cover? How much can loading be? is there a limit?
I am sticking my head in the sand on this one - got quotes for a variety of products from a broker, but haven't sent them to my GP. I suppose I'm finding it hard to hear how much of a financial liability I may be judged.
I am thinking that I need good independent financial advice so I am not tying up my money in a product that may be so restricted it may be useless. Any advice on choosing a finanacial advisor?
Thanks
Guzzy
I have Multiple Sclerosis so I know that serious illness cover would be restricted and/or loaded if I apply.
But wondering about life assurance and mortgage protection - is it possible to be refused cover? How much can loading be? is there a limit?
I am sticking my head in the sand on this one - got quotes for a variety of products from a broker, but haven't sent them to my GP. I suppose I'm finding it hard to hear how much of a financial liability I may be judged.
I am thinking that I need good independent financial advice so I am not tying up my money in a product that may be so restricted it may be useless. Any advice on choosing a finanacial advisor?
Thanks
Guzzy