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I currently live in England with my husband and have been here for 15 years. We are planning to move to Dublin this year and would like to buy a house.
We have opened a bank account with the BOI and are will start saving in that to build up a credit history.
If we apply for a mortgage in Rep of Ireland do the lenders check with the British Credit Reference Agencies or just the ICB? Also, what kind and how much credit history will we need considering the current financial situation?
I would welcome any information..
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more to the point, i don't think its gonna be a move thats gonna do anything financially for you, at least the uk has something going for it and can pull out of recession long before ROI.
i moved over 6 years ago, rented for the first 2 and built up some saving and credit with the irish banks. then bought a house, was never asked about my uk fiances.
UK response to the crisis has been to saddle future generations with debt. They also have a currency crisis which alone would be a big deal.
16k per person will seem like nothing by the time our boys are finished.
I would recommend that you seriously look at the prices and affordability here before you make that committment. .
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