we are moving house soon and dont know if we should fix our mortgage our lender is ebs and only offer a 5 year fixed which will workout about a 100 quid extra per month but if there are only 1 or 2 quarter percent rises in the forseable future would we be better off taking a tracker???
If you're moving house soon, you don't have to stay with EBS - you can arrange your mortgage for the new house with a different lender who may have more attractive rates than EBS, unless there are unstated reasons why you're with EBS.
Lots of discussion on the whole "fix vs variable" question...here's a few...the further you browse into the Mortgages section, the more opinions you'll see.