DivocSolutions
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Few suggestions if i may.....
When doing comparison, perhaps have an option to show yearly figures (instead of only monthly). Have summary also so you can see how much interest paid in total in both cases. in the heading, show which interest rate is on the left/right....
Hello everyone, I know Brendan and many others are answering so many questions related to mortgage payments, difference in payments, savings to be made, interest overpaid, redress amount etc.
I have been thinking and came up with a web page to calculate the below. I have put three options as of now.
1. Simple mortgage payment calculator - showing interest paid, capital paid etc. This you can find easily in other websites.
2. Two mortgage interest rates comparison - useful if you have a mortgage and you got a new rate while switching, you can see the difference in payments etc
3. Redress amount, overpaid amount calculator - compares two interest rates, most importantly it calculate the history of payments. This will be useful if you know the history of interest rates, i.e your bank rate and ECB+% rate. You can apply these and calculate the overpaid amount in the history and total accumulated as of now.
For 3rd option you have to collect a few details and apply them in the calculator.
You can also download the results in to an excel file.
Link: http://www.divocsolutions.com/mortgagecalcweb/
Please see the attached screenshots of the mortgage calculator.
This is my first release of this solution, please have a look at it and let me know if you find any discrepancies. I will correct them and update the web page.
Hopefully this will be useful for some people.
Please be gentle if there are any issues
Admins, if you think this is useful please move it to right thread/forum. Thank you.
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Thanks, will implement it soon.Moneysavingexpert
You can already export to CSV from Karl's mortgage calculator. Just use the desktop site, and it's an option.Be more like the link below with the option to put it into Excel and you're golden...
Thank you for your comments. I will consider them.Numbers with comma and without decimal point would be easy to read.
Perhaps insert a blank column between Current and New interest rate comparison.
Very handy tool for comparison - good work
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