What's stopping you from paying the full amount?Pay the full instalments of €1,245.69 per month (nothing of the arrears)
it still very hard to get a loan on the property
Pyrite or not, you would not get a loan because of your credit history.
Brendan
Can I negotiate interest rates when I am in arrears? The lender is BOI
It's hard to know what advice to give when there are so many unanswered questions. Is the disposable income mentioned in the original post relating to the 39 year old or the 69 year old? What is stopping the 39 year old from paying the mortgage?The bank are looking for repossession of the property, court date next month
trying to get bank to meet and discuss the arrears with me. I am the 69 year old
This is a very tough position to be in. Is the primary borrower acting responsibly? You are in effect the guarantor of his good behaviour. If he does not act properly, you will have to pay for it.
It's hard to know what advice to give when there are so many unanswered questions. Is the disposable income mentioned in the original post relating to the 39 year old or the 69 year old? What is stopping the 39 year old from paying the mortgage?
Mortgage in joint Names 39 years working and living in the property and 69 years retired has own apartment (no mortgage)
She needs to talk to the lender and try to do a deal.
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