Thank you all.
My purpose in asking is preparatory to a number of issues with the property and its financing being examined. There is, for example, an issue with whether the mortgage company had it surveyed. There may be other matters to be dealt with.
peteb - thanks, but don't jump the gun, please, there are a number of issues at play - as I've outlined - and based on the financial information I provided at the time, the mortgage company was not in error offering a mortgage.
so-crates - thanks for your "take" on this. I had heard of the 25% rule-of-thumb before, but as everything was moving so fast in the heady days of '08, it, like lots of other guidelines, could have ended up with the baby and the bathwater!
Yes, the mortgage company would have been aware of my compulsory retirement in 2011.