House on market for 350,000 two people want to buy this property jointly, person a has 175000 up front in savings, can person b then apply for mortgage of 175000 as a solo applicant, how would this type of application be viewed by bank as two names would be going on deeds but only one would be getting a mortgage?
As far as I am aware, if applying as a solo, then only one name goes on the deeds, if you wanted both, then the application for approval would require all relevant accounts from both parties