A lot of people are now looking at paying off trackers early ( myself included ) with deposit rates slashed .
It's worth remembering that other threads here suggest there will not be enough money in future to pay for pensions , if that's even close to been the case I'd imagine it's not beyond the realms of possibility that the government at the time won't raid pension funds again , for this reason I won't put anything into a pension fund .
The road I went down is investing in equities , if the risk of equities is too much I'd over pay mortgage or take advantage of the very useful "deposit best buys thread".
If not, I think it's clear that you should not contribute, but it's not as clear.
Brendan and Sarenco, thanks for the views. Yes, I am on top rate of tax and also still receive MIR. I've decided to add more to my pension, as our company has now told us that they are switching us to the Zurich Dynamic Fund, which seems to perform pretty well (or have I talked too soon!)
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