My plan is to switch to public transport. get the tax saver monthly tickets from next month on, means earlier up and ealier home but will cost me €98 per month to travel. so hopefully will save another €100 or so...
I pay 1100 into it, my partner earns half the money i do so i pay proportionately more than her.Is your mortgage 1100 each or 550 each per month?
We dont have a land line at home. Sky tv is only used during the winter for sports, were both soccer mad and have friends round to watch etc.I suppose I would be asking myself if I really needed the bill pay phone and the Sky TV.
I needed it for work AND Im heavily involved in coaching football and playing football and live a bit away from family so i needed it. the old car was knackered.Why did you get a car loan a couple of months after buying a house????
It covers a certain number of them only and i will get it back but only at the end of the year, i was trying to indicate how i cant even cover something as simple as a couple of physios out of my monthly disposable income / non existent savings.Does the health insurance you are paying not cover your physio costs?
How will that save another E100 (sorry not clear to me) and will you still be keeping the car? At the moment the car is costing you E288 pm and only E60 of that is petrol.
In my opinion this is a little misleading. I presume that Brendan means that you should not be attempting to save/invest but I would still encourage you to look around for where savings can be reasonable made such as some of the earlier suggestions. What you then do with the money available through cost cutting is up to you.I would not be attempting to save at this stage.
I drive a 04 almera 1.5 and insurance is fully comp. no points, clean licence.What kind of car do you drive?
Have you shopped around for the best deal meeting your cover requirements on these?currently my
car insurance (hibernian),
house insurance (irish Life),
life assurance(irish life)
What do you mean by this?and health insurance (Quinn) are being paid by direct debits, so i would save money on the interest there.
It should be as far as I know. You don't necessarily have to wait until they come up for renewal.is it possible to switch any of these mid repayments?
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