samfarrell
Registered User
- Messages
- 78
Without a written agreement the other guy will simply claim it was a gift. You have nothing in writing to show it was a loan. Solicitors letters and court will be a waste of time and more money.
It may be better to simple write it off.
Before you even think of going to a solicitor, play the "emotional card"
Say to him.....you have discussed it with all of yours/his family members and you have been advised by them even though you need this money, to just write it off.
If he has any conscience as a human being and knowing the whole family are now involved, he should at least engage.
I have actually searched my emails and discovered a email from him requesting the amount and providing me with his bank details for the transfer of funds. I have no idea if emails are even sufficient evidence but its something.
It is possible the this persons wife does not know about this.
We don't know the full details, but perhaps this person is under severe presure (financially and mentally as a result.) They might even have had good intentions of paying it back but are now in more trouble.
I would suggest confronting them in some way and letting them know that you would accept some kind of repayment plan, and by doing that you are getting something in writing that supports the fact it is a loan, should you need it down the road (which is likely).
I just think if you go in all guns blazing you will get nothing, but you might need to cut them some slack for a while if you want to see anything. That might be the reality of the situation.
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