Medical for life insurance

N

Need info

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Hi

I had a medical for life insurance 18 months ago, I am now updating the policy for a new mortgage on a new house, my broker told me today the new policy is being underwritten, probally a silly question but I am clueless but does this mean the life policy is going ahead and that I do not need another medical?

Thanks for any answers
 
It depends. The underwriter will assess your proposal and depending on your medical history may request a PMA (previous medical attendance) report from your GP and/or a medical examination. They won't as a rule have access to the medical you had 18 months ago.

Sarah

www.rea.ie
 
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