DublinCeltic
Registered User
- Messages
- 33
Ignore the Debt Collection Agency as they have no legal standing. Your business is with MBNA anyway.
Thats simply not true.
So a 3rd party can get involved in a breach of contract where there is no contract??
http://www.irishstatutebook.ie/1997/en/act/pub/0026/sec0011.html#zza26y1997s11
Stop giving legal advice when you obviously know nothing about it. The OP has a copy of a contract. He borrowed money on the credit card. MBNA say they can't find the agreement but probably could if they really looked. MBNA are perfectly entitled to pass the debt onto a debt collection agency.
You go to court and say yes I borrowed money over a preiod of time and yes I have a copy of the agreement but since MBNA don't, I am not paying them back. Do you want to hazard a guess based on your legal skills what a Court would say?
I am not a solicitor by the way. Plenty on this forum who give good advice. I just wish people would stop advising people to ignore things based on some perceived legal loophole that they think they discovered through a 5 minute internet search.
The OP doesnt have a copy of the contract. Doesnt a contract have to have a signature on it??
Grand so. Ignore it. MBNA haven't got a leg to stand on.
You should never ignore a situation like this but the onus is usually on the plaintiff to prove its case.
... you will be ripped apart for your stance.
Why do you recommend that?
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