M
Is a W considered very bad? Are there worse codes.. maybe for a court judgement for example?
Would you advise people to submit a personal statement to be included with the Credit Report from the ICB?.. detailing that the MBNA bank choose to 'write off' the debt, even though the agreed payment plan was being adhered to?
Will banks poo-poo loans in the future to people with 'W' ratings?
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