little point in contributing too much to drop below the high-rate bracket.
For what it's worth, saving for a house isn't on the horizon at the moment (content with renting for the time being).
Solid advice there. I'm about same age and this is basically what I did exactly.Hi Hayden,
You're in your 30s and are putting 15% into a pension...well done!
You have 13k in rainy day / savings...well done!
Pay off any loans you might have and stay debt free.
Save for a roof over your head...you'll want one sooner that you think.
Firefly.
Solid advice there. I'm about same age and this is basically what I did exactly.
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