yes good advice Coldwarrior but why not try PTSB at the end to get their 2% cashback. I presume you haven't availed of it before?
Why would you advocate a final destination of UB when KBC are the best 10 year rate and fixed rates are only going to go one way in the next few years?
UB have good rates up to 4 years fixed. Coming back out into the market in 4 years time you aren't going to be getting 3.05-3.75 10 year rates KBC are now offering.
Hi All,
Apologies for not updating sooner but much to my disappointment i was not able to get stuck into this last year.
I have all my paperwork now in order to kick on with this and plan on applying to EBS, BOI, AIB & UB tomorrow/Friday. I will probably switch in that order also.
I was considering adding in KBC but i will be moving home in 12 mths or so and was hoping to fix with them on their 2.65% 5 year rate then.
Am i missing anything in the order i am taking and will gladly accept any advise available, very impressed with the work done by some of the contributors here regards switching.
Thanks
Good luck with that. Just got my latest €6000 yesterday from EBS and looking back at my bank statements i got €6000 from PTSB on 02/07/18, then €6000 from BOI on 20/08/18 and then €6000 from EBS on 30/01/19. As you can see i jump straight away from PTSB to BOI but EBS were extremely slow . The mortgage was actually drawn down in Decemeber 2018.
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