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I agree with Clubman. I was making overpayments to my mortage for a couple of months without telling the bank or filling out a form. I asked afterwards and they said the money was just sitting in the account and not doing anything. I was annoyed to say the least but now it's fine. Just tell them what you are doing and fill out any forms they tell you too.
Is there a specific branch mentioned on your statement? If so that is who I would deal with.thanks guys that's very useful..
should I contact my local UB branch rather than UB mortgages, the georges quay crowd?
i did this last year with Ulster bank, no issues, put it in writing to them and they will adjust your monthly repayment, better to get used to something regular than irregular payments,
go to bankrate.com for calculators, great site, extra 500 a month knocked a shopping 10 yrs off mortgage
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