I would not think there is a hope in hell of MABS being scrapped or curtailed, in fact it needs to be expanded to deal with the new middle class poor and the small business person. In theory ex small business people should be going to their accountant but unfortunately these days the accountant is owed money too so there is no where for them to get help. MABS was set up originally to deal with the moneylender debt, esb arrears etc, they were never geared to deal with someone with couple of buy to lets, out of work and debt coming out their ears. I just cant imagine that any government could be so stupid as to get rid of them, but then again!!!!!!!!