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Would it not make more sense to put the 30k into a savings account earning 5% or more in interest rather than paying it off the mortgage which is at 4.2% ?
We decided today to increase our mortgage payments as interest rates are dropping. trying to eat into a 300k mortgage so we decided to give the bank an extra €130 a month. will try it for a while until int rates start rising! Wise or Not????
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