I am looking to put a lump sum on deposit for a period of time - it will more than likely be used for a house deposit but not sure when that will be - could be six months - could be 2 years depending on how things go over the next few months. It will be in excess of the 100k bank guarantee limit - what are some of the options for it - I realise it will likely have to be split up and am not expecting any interest in the short term as rates are rubbish and it is probably more prudent to keep it accessible for the next year or so anyway.