I may be coming into a reasonable windfall from some online trading. As of right now I am not earning as I was a mature student for 4 years but I'll be working again soon. I have a modest pension pot from a previous pension.
I'd obviously like to not get hit too badly for CGT - do I have any options to dump the gains in to a pension and get tax benefits? Or is there any other way to minimise the hit as I'm not paying any PAYE at the moment? I presume I can't treat my online trading as income rather than capital gains, or can I? That would actually be better for me tax-wise as I'm not earning.
I may let the gains ride for a while more as I'm confident of more gains and I don't plan to cash out just yet. Are there any reasons to cash out sooner or later as regards tax or pensions?