tolkarovers
Registered User
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- 60
Hi Everyone,
Myself and my girlfriend put a deposit on an apartment last summer at a rate of 92% with AIB. The cost price was 330k.
Since then the cost prices have increased to 375k.
Is there a case to go back to the bank before drawing down to say that the LTV ratio of the loan is now lower and if we are less of a risk we should get a better rate?
If anyone has done this I would appreciate some advice on how to approach the bank.
Thanks a mill,
Tolka
Myself and my girlfriend put a deposit on an apartment last summer at a rate of 92% with AIB. The cost price was 330k.
Since then the cost prices have increased to 375k.
Is there a case to go back to the bank before drawing down to say that the LTV ratio of the loan is now lower and if we are less of a risk we should get a better rate?
If anyone has done this I would appreciate some advice on how to approach the bank.
Thanks a mill,
Tolka