helpmesave
New Member
- Messages
- 4
Should we be worried about you?I dont intend to live for long
No I never had one, I just went to college thereWon’t you have uk ni number from when you lived there?
@Biggles I might shift back to UK so I might get a NI number in the future, but for now I guess I'll just keep it in the lloyd's while I'm studying in Ireland. I don't know much about rates in Austria or how much trading fee/any legal or tax implications there would be if I tried investing in American companies. Besides buying a house in Ireland which is a lot of work I don't know if there are any good investing options here. But UK in the future seems like a solid bet.Hi helpmesave, like yourself I have a sterling account with a UK bank, Nat West. Returned to Irel from the UK over 20 years ago but kept account open. Availed of good UK savings rates until about 4 years ago. Just recently rates went up quite a lot in UK. For some reason though (possibly Brexit),as a non UK resident I can no longer avail of the best rates available (3-4% for term deposit of one year or more) and the best rate I can get is 1.6%. That's still better than the pathetic rates available from Irish banks currently. I also have a Current account with Nat West and, unlike Irish Banks, I have never been charged any fees for "account maintenance".
I phoned Skipton bank (mentioned above by Gervan) and they said that I couldn't avail of their rates (5.25% one year bond) because I was not a resident of UK.
Enjoy life.
You are most likely non-domiciled (unless you plan to stay in Ireland forever) - if you bring the money to Ireland you will need to pay tax on the interest you earned in the UK. Investing in Ireland is not worth it in my opinion due to taxation (unless you pay into a pension or you buy a house).Hi, so I have no idea on where to invest but I have considerable amount of savings in my UK lloyd's account. I don't want to buy a house here in Dublin with the money since I dont intend to live for long, I have enough to last me a couple of years in my local AIB account right now too. I'm in my mid twenties and was thinking where I should put all of the cash in my lloyd's account since it's just depreciating. I can't get in touch with the lloyd's financial advisors because they required you to have a UK NI number. Is it a good bet to invest it into Ireland? I'm a Austrian national so investing it in Austria is an option too.
I would like to have a portfolio of risky/less risky assets but I don't even know where to start or what apps or brokers to use. I was only getting a 0.03% interest rate before and it recently went up to 1.05% something. Getting a mortgage would be the best bet but I don't really want to deal with that right now. Any advice would be appreciated.
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