i had looked at the fiesta but my husband will not drive it.
i had looked at the fiesta but my husband will not drive it.
1) Read the small print carefully, and ask what the APR is. Car finance packages are a notoriously high-interest form of credit, and often have sneaky "gotcha" clauses burieed in the small print. Find out exactly how much that €20k loan will cost you over three years, bearing in mind that...With the ford i am looking at there 3year deal in which i have the monthly instalment of around 320 and then in 3 year i can buy the car out or get another new car.
[...] i what to keep it around 20,000-23,000 was looking at a 2010-2011 but with repayment it is much the same to go for a new car as a second hand car.
2) If you buy a brand new car, your asset will have depreciated by a few thousand euro as soon as you drive it off the forecourt.
A never to be resolved discussion, some arguing this is only relevant if you have to sell your car soon after driving it off the forecourt.
New= 25K, 6 months old= 20K, which is better value?
In December 2009, for €10,000, I bought a '06-registered Octavia MkII 1.9TDi DSG automatic that was just about to turn four years old, but was immaculate and had only 32,000 miles on the clock. The exact same model was then around the €26,000 mark to buy new, and the garage was looking for €12K, "absolute rock bottom". But when I walked away they rang me within 10 minutes to accept the offer.If you can save €5K, of course go for it, but are the savings really that high ?
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