Home lock requirements for home insurance

Petal

Registered User
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My home insurance is up for renewal and I've been shopping around. What all insurance companies have in common is the requirement of a mortice lock. I have a 3 point hook lock with an antisnap cylinder. Last year I asked 123.ie and they said that was sufficient, but I thought I really should get this in writing. I also found a cheaper quote so thinking of going with someone else. But has anyone got any experience with insurance companies and these type locks? Most composite doors now have this multipoint locking system... I would fit an extra mortice lock, but I don't think this is possible with the multi lock mechanism?
 
Most times a 3 or 5 lever system will be sufficient. But depending on the area of the country you are in. And as you say yourself each insurer has a different stance on it so there isnt' clear answer.
 
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