@ajapale
Well yes, calling in is certainly part of the plan, but strangely I called to make an appointment with the loan officer / manager to discuss the matter and I was told I MUST apply for a loan first before sitting down with a member of the team. Perhaps that's the way they roll but I thought it odd.
You see what I am looking for here is advice in particular how to approach the request as a whole.
Should I supplement my application with a letter outlining my plans, costs and stages to the manager?
I think we may have crossed wires with "I didn't know they could be that long" - I of course was referring to the title length and not the CU term lengths.