Hello I posted on here recently enough about applying to t££co for a 10 year loan for 15k- leading to a repayment of €160 pm which i can do.
I had for the last 3 years worked my way up in a company to command a relatively high salary for my age however due to a change in carear direction i have started (this week) a new job which entailed a significant drop in wages.
I have a Joint mortgage and Top up loan with my partner totaling about 253k with 28 years remaining.
I personally have 8500 on Car Loan (3 years left)/ 5000 on credit card (currently at 0%) and owe 2000 to previous employer for fees paid.
Im looking to consolidate these personal loans into 1 loan of 15000.
As the tesco loan i applied for was Home Imporvements- Im getting the impression after weeks of ringing them that it will not be going through.
How do i go about trying to consolidate the loans i have over a term long enough to reduce the repayment to a minimun. I am having difficulties trying to find a loan provider, is there a loan consolidation broker?
I understand long term huge interest- And 10 year car is crazy etc.. I get all that but right now i need to get the loan to redice the repayment. Ths job has potentials and id be looking to double my salary within 4 years and then would be in the position to clear these loans.
I had for the last 3 years worked my way up in a company to command a relatively high salary for my age however due to a change in carear direction i have started (this week) a new job which entailed a significant drop in wages.
I have a Joint mortgage and Top up loan with my partner totaling about 253k with 28 years remaining.
I personally have 8500 on Car Loan (3 years left)/ 5000 on credit card (currently at 0%) and owe 2000 to previous employer for fees paid.
Im looking to consolidate these personal loans into 1 loan of 15000.
As the tesco loan i applied for was Home Imporvements- Im getting the impression after weeks of ringing them that it will not be going through.
How do i go about trying to consolidate the loans i have over a term long enough to reduce the repayment to a minimun. I am having difficulties trying to find a loan provider, is there a loan consolidation broker?
I understand long term huge interest- And 10 year car is crazy etc.. I get all that but right now i need to get the loan to redice the repayment. Ths job has potentials and id be looking to double my salary within 4 years and then would be in the position to clear these loans.