Hey There,
Just looking for some advise really.
I have a bank loan with BOI for 22k since last Jan 07 deposit on a house, car etc, repayments are 555 each month, they were never a problem but I missed them in Jan and feb of this month as we had a death in the family.
Spoke to a lady in dublin in Feb and asked her was it ok once I was paid in March to pay 200 off the arrears and change the payment date from 25th to 29th as i get paid on 29th( New Job) she said no problem so I wrote to my branch and asked the to change the date to 29th which i can see online that they have done, however today i received a letter saying i was in breach of conduct and that i had 21 days to repay the full amount.
I am totally confused as I would have taught that I have not missed this months payment yet, which will be there to met the direct debit on 29th. I had all intentions of lodging another 200 into the account to catch up on the arrears. but now i do not know what to do.
Any shed any light for me ???