Hi. Im looking to buy on the open market, have refused AH on basis that prices in open market are now more affordable. Also didnt like the claw back option. Question relates to getting loan approval. A broker has been in touch, says i need this in advance of buying a property, but its only valid for 3 months, so will have to keep it up to date. Do i really need this to look at property, can i look at property, if i like what i see, then seek loan approval. I intend to look at prop within my means anyhow. I just dont see the point in filling out endless paperwork on what might be....i dont think getting loan approval in principle takes that long so i could just proceed on this basis.....any opinions on what to do here....thanks in advance