I agree that I would be better off looking at the most competitive standard variable or tracker rate if I was not intending on changing again in the future, however, this is not the case and I intend to change once the discounted period is up. I wouldn't ever stay with a vendor who was not competitive ratewise. The costs involved in remortgaging or changing mortgage provider is often partially covered by the vendors. I wanted to check them out so thanks for the tip as I already checked the Indo for it but discounted variable rates aren't listed.