I have a small amount of money lodged with Linked Investments and I have just discovered that they charge the lender (i.e. me) between 10% and 14% of the interest that I received as a "Lender Fee". When you make a loan through Linked Finance you are offered an interest rate of between 9% and 14% (or something similar) for lending the money based on various criteria. However I did not know that interest rate is before the Linked Finance fee. I discovered this when I was downloading my tax report for 2016. You can find out how much you are getting charged by going to "Statement" and download your statement. I downloaded mine in csv format and by adding up the column discovered that I paid 12% of the interest paid on my money as a "Lender Fee". That is a shocking charge for pay on interest earned. It may have been buried in their terms and conditions but I wasn't aware it was this large amount. I only have a small amount of funds with them but I know they will be coming out as they mature. Such charges are nearer to hedge funds.