It's not you. It's them!I was refused a higher limit, the norm is €2,500 PTSB
I was refused a higher limit, the norm is €2,500 PTSB
I just happened to check with them first before spending and asked for higher limit, hope that clarifies it jimmyBut yesterday you said you discovered by chance the limit was €2.5k....
give them credit cards with very large limits.
True, but it's not normal retailers that are the target in reducing cheque numbers (small transactions by cheque cost more than a credit card payment).But this does not work that well for the retailer who has to pay a much higher charge than on a debit card.
Red has pointed out that they will not increase this limit.
If you are spending more than this, you can pay by bank transfer.
Alternatively, you can pay with a combination of credit card and debit card.
Or, I suppose you could call into your bank and take out pounds shillings and pence.
Brendan
The limit is applied at this level by all the Irish banks.
Aren't you generally better off buying by credit card in any case because better options if anything goes wrong with the purchased goods.
To correct myself, current limits apear to be as follows (banks don't all publish these, and generally reserve the right to amend at any time).
Based on standard personal current account cards - student and business products might be different. Limit is per card, per day.
EBS: 2,000
PTSB: 2,500
KBC: 2,500
AIB: 5,000 max per transaction. Max 7,100 per day
BOI: no limit, once cleared funds available. There may be limits applied by retailer / acquirer. I think there is a 50k limit on chip & pin cards.
Ulster: I haven't been able to find.
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