partnership
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I'm sure it willpjordan,
note that if UHI is introduced, your tax bill will drop as the Govt will no longer have to fund hosps.
So Govt spending will drop by several billion, meaning either lower deficits, or lower taxes.
I'd be interested in the perspective of others cos I'm still torn about whether I'm better off paying into this "scam" or banking the premiums in a "medical fund" a/c on the basis that any care in the public system has a maximum cap on what you can be charged (dunno if this is true but apparently you can't be charged any more than €175 p/w or €750 pa in public hospital accommodation?) and that 5 years of premiums would pay a good chunk of medical expenses if needed.
Of course if either of us were sick or had particular symptoms (like other cases evidenced on this site) I imagine my perspective would be considerably different.
That's it exactly Gerry - the public system does the job it is just if you need a non urgent operation or need to see a consultant that it sucks. So I want to be able to see a consultant within a reasonable timeframe if I am referred. So do the new plans under 500 cover this? When I look at the information all they seem to talk about is cover in public hospitals and semi private rooms! Don't actually specify if you can see a consultant, if you have to pay up front and claim it back etc.
note that if UHI is introduced, your tax bill will drop as the Govt will no longer have to fund hosps.
So Govt spending will drop by several billion, meaning either lower deficits, or lower taxes.
Looks like Lifetime Community Rating loadings are applied to the gross premium.
If your net premium is €1000 then that includes Tax Relief at Source (TRS) of €200 so your actual gross premium is €1200.
Applying a 2% loading to €1200 gives you €1224 gross. Minus the €200 maximum TRS brings you down to €1024.
HIA could do with pointing that out as it is confusing. Especially as prices are nearly always quoted Net (and the calculator specifically asks you for the Net price) so many don't even realise they are getting tax relief.
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