Q
.I think it is unfair for insurance companies
That's not the question I asked. I didn't ask anything about what the person thinks about their chances of getting an STD. Please don't twist my words.I do disagree. I don't think that all people who have had a test are more likely to think that they have a chance of getting an STD.
I disagree with your statement...having a test is indicates having a test no more no less and it is wrong for insurance companies to draw inference from it."having a test is an indicator of some level of participation in risky behaviours "
Let's just stick to Ireland, shall we?In many countries pregnant women undergo compulsory std testing.
having a test is indicates having a test no more no less
Sexually Transmitted Infection (STI)
6.1 Both the ABI and the BMA are aware that people may be discouraged from seeing their GPs about STIs because of the possibility that information about such infection will be revealed to other parties.
6.2 The guidelines indicate that the ABI and the BMA believe where there is an isolated incident of an STI (or even multiple episodes of non-serious STIs) with no long-term health implications, insurers should not request, and doctors should not reveal, any such information. Other incidents of STIs may have significance from an underwriting point of view and should be revealed as long as the patient's consent covers this.
Do you think it is ok for life assurance companies to ask applicants questions concerning whether they have sought STD counseling from health care professionals?
I dont know.... 75%?.What percentage of those people who have volunteered for STD tests have NOT had unsafe sex, do you reckon?
If I were a Life Assurance Company Executive (and I'm not) I would behave a manner that would maximise my shareholders return consistent with ethical, regulatory and social responsibilities.Will you be happy to offer insurance at the same rates to those who have had STD tests and those who have not had STD tests?
That's where we disagree - I'd reckon it is 0%. I can't foresee any reasonable circumstance where someone who had never induldged in unsafe sex practices would volunteer for an STD test. I'd be interested to hear your explanation for why this 75% of people volunteered for their STD tests.I dont know.... 75%?.
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?