Lenders are not fully using their exceptions

[Brendan Burgess]

I see from this article that ptsb used only 11% of its exemptions last year.


PTSB below limit for mortgage deposit exemptions

So, they would not need to discriminate between 81% loans and 100% loans.

Brendan

 

[Brendan Burgess]

A total of 13 per cent of in-scope PDH
lending exceeded the LTV cap and 17 per cent of in-scope PDH lending exceeded the LTI cap.

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