Hi All,
I intend to leave my job in the new year and go to Germany to live for a while (fed up here). I will look for a job when I get over there. I have a house here in Dublin which I owe about 70k on and which I will need to rent out to cover the mortgage. I've been in continuous employment for 12 years and never out of work if that makes any difference.
My questions are:
Am I entitled to any benefits? I heard I have to wait before I can sign on but that I can receive the payments in Germany through their welfare system. Is this correct?
Would I be entitled to any other benefits to do with (say) my mortgage? I'm guessing not but worth asking. Could really help while I seek work over there.
Ah thanks very much. I wonder <aloud>.....how strict is the 13 weeks? I wonder would it be down to the zealousness or otherwise of the german official? I wonder is it something that people even do very often.
Also.....what's to stop one returning to Ireland after 13 weeks for 4 weeks here and then hot-footing it back to Germany for another 13 weeks? Is that a loophole or have they addressed that in the terms & conditions I wonder??
I'm not a sponger or anything-if I got a job (even paying less than the dole) I'd take it. Just want a break from Ireland and I'll need some time to learn some German to help my chances of getting a job in what I'm qualified in.
Thanks Bronte. Unfortunately I'm not prepared to be sacked/let go to get JB immediately as my employer has been good to me in fairness and they are a german company who I would like to return to work for in future when I get my language skills to fluency. I will just have to hang on in work and save a bit more cash to support myself before resigning.
Does anyone have any info on what the process is for collecting benefit?
Hypothetically speaking.....
I quit, sign on and head over to germany on my savings, waiting the disqualification period out and returning as soon as allowed to receive benefit. I then start claiming benefit and head back to Germany, drawing my benefit from the bank. How often do I need to appear in the welfare office here in Dublin to keep getting benefit? I would be looking for work (even menial stuff unrelated to my qualifications etc.) in germany of course and if I got one I would sign off immediately.
Someone told me I'd have to appear once a month. Is that right?
Cheers for your interest so far folks.
Yeah I hadn't really thought of it in those terms but I accept if it's illegal it's not the way to go. I couldn't find anything specifically prohibiting this activity on the citizen's information website. If anyone knows the legislation I'd be grateful for clarification.The above (signing in one country, living in another) is known as welfare tourism, is probably illegal and could cause you plenty of grief if caught.
I don't like the idea of claiming money from the Germans to be honest as I've never paid tax there and they don't owe me a thing. I've paid (IMO!) more than enough tax here however and never got a penny back in 'benefits' or suchlike. If needs must and I haven't found work I'll have to claim sozialgeld but would much rather claim irish money that I've contributed to.Even if you quit your job yourself, get down to the Social Welfare Office straight away, tell them you're looking for a new job, you had to quit the last one because of high stress levels, perhaps insinuating bullying or something, once your claim is approved ask about transferring it to Germany and request the form 303.
The form 303 has all the details in English, German and other European languages.
Once your 13 weeks are up in Germany you can try to stay on and see what happens. The Germans are unlikely to throw you out as you are an EU citizen. You could apply for sozialgeld which is the bare miminum - 350 euro a month.
Thanks, I've got an EHIC but I believe I must obtain health insurance in Germany before I can register or certainly enroll at a language school.I have transferred UB myself in the past and never had any major problems. Things to note are that the payment is at the end of the month in Germany, unlike Ireland where it is the end of the week.
You will need a bank account in Germany and the payment is made by bank transfer.
If there is any delay getting your payment, get onto the Irish Dept. of Social Welfare - it is they who are making the payment to the Germans to pay to you. It is probably advisable to talk to someone at the Dept and take their phone number to Germany with you in case there are any problems.
You should also bring over an emergency health insurance card.
Have you transfered UB to another EU state and had it paid for longer than 13 weeks by any chance? I'm trying to get a 'feel' for how clinical the cutoff is and who instigates it-the irish side or the germans, any ideas on that?
Thanks guys. I've already got my EHIC but I believe it os compulsory to obtain health insurance to register in Germany and you need to register to be able to get utilities and even to attend private language courses so I need to save enough to get VHI Global before I go.
It's looking more and more like I'll be delayed here while I save up enough dosh to live for a year over there. Oh well, needs must.
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