Last week, a leak from the washing machine,( due to a filter in need of cleaning) in the apartment directly over mine came through my ceiling. This is the second incident in 4 years. The last time my floors required replacing, which I eventually had to do through my own insurance, as the landlady said she her insurance did not cover accidents. With time, the ceiling plaster was damaged due to water sitting in ceiling. I had no joy at all with this issue as the management company would not cover the damage as the ceiling plaster is in a private area. My insurance would not cover it as ceilings are not Contents. Who is liable for damage to my ceiling
? All information appreciated.
I'm confused. You are renting an apartment from someone else and you put your own floors in?? In the same breath, its not your ceiling. It is that of the management company and therefore the landlady. So it would be the management company, who are likely to have quite a high excess. Private area or not, the issue of buildings cover is theirs.
I'm confused. You are renting an apartment from someone else and you put your own floors in?? In the same breath, its not your ceiling. It is that of the management company and therefore the landlady. So it would be the management company, who are likely to have quite a high excess. Private area or not, the issue of buildings cover is theirs.
Apologies for lack of clarity. I own the apartment. The landlady Im referring to is the landlady of the apartment directly over mine. The water incidents occurred when her tenants were renting. I assume she has insurance to cover all eventualities.I'm confused. You are renting an apartment from someone else and you put your own floors in?? In the same breath, its not your ceiling. It is that of the management company and therefore the landlady. So it would be the management company, who are likely to have quite a high excess. Private area or not, the issue of buildings cover is theirs.
Landlady is referring to the owner of the apartment above?
Thanks for prompt reply. Will contact Management Co. with photos .Same thing happened to me. Dishwasher upstairs overflowed. Mgt co insurance paid out
Thanks for prompt reply. Contacting Management Co is next move.Management company excess in mine was 800 euro
Same thing happened to me. Dishwasher upstairs overflowed. Mgt co insurance paid out
Same thing happened to me. Dishwasher upstairs overflowed. Mgt co insurance paid out
Luckily the owner above was a decent sort and paid out of his own pocket to repair - a solicitor mentioned at the time that if he didn't I could pursue him through court for the damages but it never came to that thank god.
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