finDale,
There are plenty of alternative cheaper plans to consider for everyone in the family with similar cover.
Adult Options;
1. Laya Simply Connect; price 1063pa; public, private and hi-tech hospital cover, excess 150 x 2 max pa, good day to day cover - max refund per
year 300.
2. Laya Simplicity; price 1087pa; public, private + hi-tech hospital cover, excess 100 x2 max per year, good day to day cover - first 100 not allowed.
3. Laya Simply Connect Plus; price 1169pa; public, private + hi-tech hospital cover, excess 150 x1 max per year, good day to day cover - max
refund per year 500.
4. Laya Total Health Complete 175 plan; price 1143pa; public, private + hi-tech hospital cover, excess 175, good day to day cover.
5. VHI Company Plan Plus Level 1.3; price 1158pa; public, private + hi-tech hospital cover, excess 150, good day to day cover.
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Children's Options;
1. VHI PMI 12 11; price 208pa; public, private + hi-tech hospital cover, private excess 125, hi-tech excess 250, no day to day cover.
2. VHI PMI 11 11; price 225pa; public, private + hi-tech hospital cover, private excess 125, hi-tech excess 250, day to day cover - first 50 not allowed.
3. Simply Connect; price 252pa; public, private + hi-tech hospital cover, private/hi-tech excess 150 x 2 max per year, good day to day cover - max refund 300 per year.
4. Simply Connect Plus; price 269pa; public, private + hi-tech hospital cover, private/hi-tech excess 150 x 1, good day to day cover - max refund
500 per year.
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Young Adult Options;
1. VHI PMI 10 11; price 384pa; public, private + hi-tech hospital cover, excess 125, good day to day cover - first 30 not allowed.
2. VHI PMI 35 13; price 429pa; public, private + hi-tech hospital cover, excess 100, good day to day cover.
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NOTE; Children or young adults can be with VHI without adults if it suits. An adult is just named on the policy but only the children or young
adults are insured. VHI are most competitive on price for young adults. Each person can be on a different plan if required to suit their individual needs.
Plenty of savings to be made, without compromising on cover.
Regards, Snowyb