About The Financial Advisor
Ask him or her - "Have you bought this product yourself?".
If they answer, no they have not, then that speaks volumes.
About Investing
Warren Buffet (Richest Investor in World) was once asked, "where he went, when he need financial advise?" He answered, "The Mirror".
Investing money in your own financial education is probably a better bet, than buying a financial product, or putting your money with a "money manager, broker or advisor".