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I got ECB rate + 1.1%, on the basis that I was going to transfer to AIB's standard rate of 4.25%.
So they didn't quite match AIB's rate, but by the time you take into account all the costs of remortgaging, it was still a net saving to me.
BOI have a standard tracker product which is ECB + 1.35%, which is barely below their standard rate. So don't be fobbed off with this, tell them you want more or you'll move.
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