M
Incidently it's also be cheaper for a man to have a female named driver than to have no named driver at all. I don't know why, but it is.
Any evidence of this? Have never heard of it happening myself.
No it doesn't - person who owns the car should insure it as the owner - person who is the main driver should be named as the main driver.Second case seems to suggest that my point above is correct - person who owns the car should insure it as main driver.
So if mammy or daddy insure a car with young boy racer who is the main driver and this is not disclosed on the proposal form the policy will be declared null & void as it is a false disclosure.
Don't underestimate the lengths to which insurance companies will stretch to avoid a claim. First of all, they will look to see if Mammy is dumb enough to be the main driver of what is really her own car. Then they will look for the CCTV car park tapes from boy racers' college/employer. Then they will plant a private detective outside the house for a few weeks to film what really happens with the car.but how is anybody going to know who the main driver is? i.e Mammy insures the car as main driver and boy racer is named driver but uses it all the time and has an accident how are insurance company going to prove that he is the main driver. very hard to prove IMO
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